Home Loan EMI Calculator with Prepayments, Taxes & Insurance

Home Loan EMI Calculator

  • Principal & Interest (EMI)

  • Monthly Extra Payment


  • Property Taxes

  • Home Insurance

  • Maintenance Expenses

  • Total Monthly Payment

  • Down Payment, Fees & One-time Expenses

  • Principal

  • Prepayments


  • Interest

  • Taxes, Home Insurance & Maintenance

  • Total of all Payments

Break-up of Total Payment

Amortization Chart

Taxes, Home Insurance & Maintenance
Total Payment
(A + B + C + D)
BalanceLoan Paid To Date

Home Loan EMI Calculator

A Home loan is a loan product where the lender provides funds for the purchase or construction of a house/ residential property. The home loan may be availed either for buying a new house or resale of an existing residential house. One can also benefit from a housing loan product, for the purpose of buying a plot of land and carrying out construction on the same. This kind of loan is called a composite loan.

Equated Monthly Installment is the full form of Emi. It is the amount you pay back in installments to the financial institutes towards the repayment of loan. Your Loan EMI consists of a principal and interest component. In the beginning the interest component is higher than the principal component and over a period of time the interest component is lesser than the principal.

We offer you an easy to use Home Loan EMI Calculator that will help you to quickly determine the monthly installments you are likely to pay on the repayment of your loan. This EMI calculator lets you allocate your resources efficiently, so as to enable you to manage your budget every month. Please take a look at our Amortization Chart as given above