Apply for HDFC Bank Business Loan Back

Tenure Range

3 to 5 Years

Processing Fee


Interest Rate Range

12% to 18%


HDFC Bank Business Loan Interest Rate 2018

HDFC Bank Business Loan Interest Rate 2018
Interest Rate12% to 18%
Processing Charges2%
Loan Tenure3 to 5 Years
Loan Amount3 Lakhs to 1 Crore
Cheque Bounce ChargesRs 550/- per cheque bounce
Cheque / Instrument Swap ChargesRs 500/-
Prepayment or Foreclosure Charges07-24 Months - 4% of Principal Outstanding,
25-36 Months - 3% of Principal Outstanding,
36 Months - 2% of Principal Outstanding

Documents for HDFC Bank Business Loans

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof: (e.g. Voter ID / Driving License / Passport / Aadhar Card / PAN Card)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Aadhaar Card)
  • Bank statement of the previous 6 months
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
  • Other Mandatory Documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]