Apply for Reliance Housing Finance Bank Home Loan Back

Tenure Range

1 to 25 Years

Processing Fee

1%

Interest Rate Range

9.50% to 11%

Rs.

Reliance Housing Finance Bank Home Loan Interest Rate 2018

Reliance Housing Finance Bank Home Loan Interest Rate 2018
Interest Rate9.50% to 11%
Processing Charges1%
Loan Tenure1 to 25 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce ChargesRs 450
Cheque / Instrument Swap ChargesRs 300
Prepayment or Foreclosure ChargesAllowed with Nil charges for floating rate loans

Documents for Reliance Housing Finance Bank Home Loans

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
Home loan documents checklist for salaried individualsHome loan documents checklist for self-employedOther general documents for housing loan requirements of salaried and self-employed
3 Months Salary Slip for salaried employees or Salary CertificatePartnership Deed in case of Partnership Firm; MOA/AOA in case of CompanyRepayment Track Record for 1 year for existing loan
Copy of last 2 years Form 16 or IT ReturnCopy of IT Return, Computation of Income, CA Certified Balance Sheet and Profit & Loss Account, all for the last 2 yearsNOC of loan closed within 1 year
Bank Statement for the last 6 months of the Salary AccountBank Statement for the last 6 months of the Business AccountsBank debits for all current loans appearing in CIBIL report but not appearing in Bank Statements submitted
Appointment / Confirmation Letter if current job tenure is less than 1 yearOffice Address ProofDuly filled up and signed Application Form and MID
Tax audit report of individual partnership & companyProcessing Fee Cheque
Latest Share Holding Pattern Attested by CA/CS in case of Company
VAT/ Sales Tax Returns
List of Directors attested by CA/CS in case of Company
Sanction Letter for working capital limits & term loans with SOA
Copy of Degree Certificate in case of Professionals