Health insurance

Paying medical expenses and hospital bills can be a huge burden for uninsured people. Not having a medical insurance means paying all the expenses from own pocket which is a liability. For all these problems, you can apply for health insurance through FinZkart at your convenience. Your medical insurance online will be determined by your current age, the members which are included, room preference and previous medical condition.

Procedure of Health Insurance:

  • ID Card- Once you get the insurance policy the company will provide you with an ID Card. You need to carry this ID card during every hospital visit and while incurring any medical expenses.
  • Get the Authorization letter- The policy holder need to request for the authorization letter to the company.
  • Providing the letter to the hospital- The policy holder then needs to submit the letter with the ID card and mentioning the disease and the treatment which he underwent.

Benefits of Health Insurance

Cashless Transactions- Get cashless claim services at reputed hospitals just by paying the regular insurance premium.

Tax Benefits- The Policy holder is exempted from taxation under Section 80C.

Reimbursement- In case if you were admitted in a hospital outside the network of your insurance company then you can make a record of all your bills and expenses and later send these documents to the insurance company for the reimbursement.

Free Health Check-ups- The policy holders also enjoy the benefit of free health check-ups up to 4-5 claim years.