Apply for PNB Bank Loan Against Property Back

Tenure Range

5 to 15 Years

Processing Fee

1%

Interest Rate Range

10.25%

Rs.

PNB Bank Loan Against Property Interest Rate 2018

PNB Bank Loan Against Property Interest Rate 2018
Interest Rate10.25%
Processing Charges1%
Loan Tenure5 to 15 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce Charges-
Cheque / Instrument Swap Charges-
Prepayment or Foreclosure ChargesNIL

Documents for PNB Bank Loan Against Property

Know your customer (KYC) formalities:

  • Application form
  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Proof of income: - Latest salary slip showing all deductions or Form 16/ Recent salary certificate/ Last 6 months bank statement/pass book where salary or income is credited
Salaried EmployeesSelf Employed/Professionals
Duly filled Application Form with PhotographDuly filled Application Form with Photograph
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
Education Qualifications – Latest Degree Education Qualifications – Latest Degree (for professionals)
Latest Salary-slips for 3 months Certificate & Proof of business existence along with Business Profile
Form 16 for last 2 yearsLast 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
Last 6 months Bank Statements(salary account)Last 12 months Bank Account Statements (self & business)
Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
Photocopy of Title Documents of the Property, Approved PlanPhotocopy of Title Documents of the Property, Approved Plan etc.