Apply for Reliance Housing Finance Bank Loan Against Property Back

Tenure Range

5 to 15 Years

Processing Fee

1%

Interest Rate Range

10.50%

Rs.

Reliance Housing Finance Bank Loan Against Property Interest Rate 2018

Reliance Housing Finance Bank Loan Against Property Interest Rate 2018
Interest Rate10.50%
Processing Charges1%
Loan Tenure5 to 15 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce Charges Rs 450
Cheque / Instrument Swap ChargesRs 300/
Prepayment or Foreclosure Charges4% of Pricipal outstanding + Taxes

Documents for Reliance Housing Finance Bank Loan Against Property

Know your customer (KYC) formalities:

  • Application form
  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Proof of income: - Latest salary slip showing all deductions or Form 16/ Recent salary certificate/ Last 6 months bank statement/pass book where salary or income is credited
Approved Building Plan from Municipal Corporation
Salaried employee Reliance Capital documentsSelf-Employed Reliance Capital documentsLoan Against Property from Reliance Capital
Filled up loan application formFilled up loan application formRegistered Sale Deed/ Conveyance/ Lease Deed
2 Passport Size Photo2 Passport Size PhotoPast Sale Deeds Chain (each transaction in respect of this property since first allotment
Identity Proof - Passport/ Driving Licence/ Voter ID/ PANIdentity Proof - Passport/ Driving License/ Voter ID/ PANLatest House Tax Return/ Receipt
Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), PassportResidential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
Income Documents – 6 months payslip, 2 years Form 16, 6 months bank statement showing salary credit and any EMI debitBusiness proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile