Apply for AXIS Bank Loan Balance Transfer Back

Tenure Range

1 to 30 Years

Processing Fee

0.50% (min. ₹10000)

Interest Rate Range

8.35% to 11.75%

Rs.

AXIS Bank Home Loan Balance Transfer Rate 2018

AXIS Bank Home Loan Balance Transfer Rate 2018
Interest Rate8.35% to 11.75%
Processing Charges0.50% (min. ₹10000)
Loan Tenure1 to 30 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce Charges500/- Per Instance
Cheque / Instrument Swap Charges500/- Per Instance
Prepayment or Foreclosure ChargesFloating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Documents for AXIS Bank Loan Balance Transfer

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
Salaried Self – Employed
Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar cardValid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Latest 3 months salary slip / certificate for fixed salary/Latest Form 16IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months bank statement/Passbook of the salary accountLast 6 months Bank statement for operative account both personal and business.
Latest Electricity Bill/utility bill/ piped gas bill/ telephone bill (Not more than 2 months old)/ Passport/Aadhar card/ Voter ID/ Driving License.Latest Electricity Bill/utility bill/ piped gas bill/ telephone bill (Not more than 2 months old)/ Passport/Aadhar card/ Voter ID/ Driving License.