Apply for DHFL Bank Loan Balance Transfer Back

Tenure Range

1 to 30 Years

Processing Fee

5,000 to 20,000

Interest Rate Range

9% to 9.75%

Rs.

DHFL Bank Home Loan Balance Transfer Rate 2018

DHFL Bank Home Loan Balance Transfer Rate 2018
Interest Rate9% to 9.75%
Processing Charges5,000 to 20,000)
Loan Tenure1 to 30 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce ChargesRs 500 + Applicable GST
Cheque / Instrument Swap ChargesRs 250 per swap
Prepayment or Foreclosure ChargesAllowed with Nil charges for floating rate loans

Documents for DHFL Bank Loan Balance Transfer

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
Salaried IndividualsSelf – Employed BusinessmenSelf – Employed Professionals
KYC DocumentsKYC DocumentsKYC Documents
Salary slip for the last 2 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required) Copy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered AccountantCopy of last 2 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
Latest Form – 16 if salary above `20000/- per monthCopy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered AccountantCopy of last 2 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
Copy of all bank pass books / bank statements for the past 3 months including front pageBrief Business Profile on the Letter Head of the firm by the applicant Brief Business Profile on the letter head of the firm by the applicant
Company profile if it is a lesser known organization Bank Statement for the last 6 months for the Savings Account & Current Account, O/D AccountBank Statement for the last 6 months for the Savings Account & Current Account, O/D Account
Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration or old ITRs evidencing businessCopy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable) Copy of the Partnership Deed, Memorandum of Associations, Articles of Association (if applicable)
Copy of Tax Deduction Certificate / Form – 16A (if applicable)Copy of Tax Deduction Certificate / Form – 16A (if applicable)
Details of Contract (if applicable) Details of Contract (if applicable)
Copy of Advance Tax paid / Self Assessment Tax paid challanCopy of Advance Tax paid / Self Assessment Tax paid challan
Copy of Educational Qualification Certificate
Copy of Professional Practice Certificate
Salary Certificate (in case of doctors having salaried income)