Apply for ICICI Bank Loan Balance Transfer Back

Tenure Range

3 to 30 Years

Processing Fee

0.5% (max. ₹11,800)

Interest Rate Range

8.40% to 8.85%

Rs.

ICICI Bank Home Loan Balance Transfer Rate 2018

ICICI Bank Home Loan Balance Transfer Rate 2018
Interest Rate8.40% to 8.85%
Processing Charges0.50% (min. ₹10000)
Loan Tenure3 to 30 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce ChargesRs 500
Cheque / Instrument Swap ChargesRs 500
Prepayment or Foreclosure ChargesNil if floating, upto 2% for fixed rate

Documents for ICICI Bank Loan Balance Transfer

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card

Documents Required for Personal Loan Balance Transfer

List of documents for SalariedList of documents for Self-Employed
Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)KYC Documents : Proof of Identity; Address proof; DOB proof.
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).Income proof (audited financials for the last two years).
Latest 3 months Bank Statement (where salary/income is credited).Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
Salary slips for last 3 months.Latest 6 months Bank statement.
2 Passport Size photographs.Office address proof.
Proof of residence or office ownership
Proof of continuity of business.

Documents Required for Home Loan Balance Transfer

Salaried Customers Self Employed Professionals Self Employed Non Professional
Application form with photograph duly signed by all applicantsApplication form with photograph duly signed by all applicantsApplication form with photograph duly signed by all applicants
Identity, residence and age proofIdentity, residence and age proofIdentity, residence and age proof
Last 3 months Salary-slipsEducation qualification certificate and proof of business existenceProof of business existence
Form 16 / Income Tax ReturnsLast 3 years Income Tax Returns with computation of IncomeBusiness profile
Last 6 months bank statementsLast 3 years CA Certified / Audited Balance Sheet and Profit & Loss AccountLast 3 years Income Tax Returns with computation of IncomeLast 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business)
Processing fee cheque Processing fee cheque