Apply for IDBI Bank Loan Balance Transfer Back

Tenure Range

1 to 30 Years

Processing Fee

20000+GST

Interest Rate Range

8.35% to 8.75%

Rs.

IDBI Bank Home Loan Balance Transfer Rate 2018

IDBI Bank Home Loan Balance Transfer Rate 2018
Interest Rate8.35% to 8.75%
Processing Charges20000+GST
Loan Tenure1 to 30 Years
Loan Amount5 Lakhs to 10 Crore
Cheque Bounce ChargesRs.500 per instance
Cheque / Instrument Swap ChargesRs 575
Prepayment or Foreclosure ChargesNil if floating, upto 2% for fixed rate

Documents for IDBI Bank Loan Balance Transfer

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
Salaried Self – Employed