Apply for NRI Home Loan
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NRI Home Loan
Variety of products depending on your unique needs such as buying a house, building a house or purchasing property in India, and more.
Speed and convenience- online loan application as well as online tracking of application.
Documents Required for NRI Home Loan
- Personal details documents
- 1 passport size latest photograph of each applicant (applicant & co-applicant) with signature across.
- Valid passport copies for all the applicants.
- Valid visa copies for all the applicants.
- Cheque / Draft in INR for fees (as per applicable rate) and the date must be in dd/mm/yyyy format*
- Power of Attorney document.
- Authority letter duly signed by all the applicants.
- Company details.
- Copy of current overseas residential verification proof of all the applicants to the loan. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill).
- Copy of PAN Card for the Ist applicant OR Form 60.
- Self attested address proof of all applicants Financial details documents: for salaried individuals
- Copy of current appointment letter OR Copy of salary certificate clearly mentioning the date of joining, current salary earned and designation held in the company.
- Copy of previous appointment letters.
- Last 3 months salary slip for fixed salary and last 4 months for variable salary.
- Last 6 months bank statements clearly mentioning salary credits in the account. Financial details documents: for self employed individuals
- Incorporation of business
- Income Proof
- Partnership deed (incase of a partnership firm)
- MOA & AOA of the company (incase of a private ltd. company)
- Last 6 months bank statements in the company's name
- Last 6 months bank statements in individual's name
- Business profile and office address proof NRI Personal Guarantor documents
- Passport & visa copies of the NRI Guarantor
- Current overseas address verification proof of the NRI Guarantor. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill)
- Current income documents of guarantor
If you have opted for a NRI Personal Guarantor on your loan, arrange to send the following documents
Benefits of NRI Home Loan
- Attractive interest rates on a monthly reducing basis.
- Choice from fixed and floating interest rates.
- Part prepayment facility for zero fees.
- Free personal accident insurance to the extent of loan outstanding.
- Doorstep service in India till disbursement.
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Disclaimer : Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. We do not take any responsibility for any sudden / uninformed changes in interest rates. We don't provide Loans on our own but ensures your information is sent to bank/agent which you have opted for. All loans are on discretion of the associated Banks/Agents. FinZkart.com aims to provide clear information about banking products and services. The information and data in the Website are generic in nature. Our efforts are to offer accurate and responsible data. We are not responsible for any sort of discrepancies. Read More >>