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NRI Home Loan

Variety of products depending on your unique needs such as buying a house, building a house or purchasing property in India, and more.

Speed and convenience- online loan application as well as online tracking of application.

Documents Required for NRI Home Loan

    Personal details documents
  • 1 passport size latest photograph of each applicant (applicant & co-applicant) with signature across.
  • Valid passport copies for all the applicants.
  • Valid visa copies for all the applicants.
  • Cheque / Draft in INR for fees (as per applicable rate) and the date must be in dd/mm/yyyy format*
  • Power of Attorney document.
  • Authority letter duly signed by all the applicants.
  • Company details.
  • Copy of current overseas residential verification proof of all the applicants to the loan. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill).
  • Copy of PAN Card for the Ist applicant OR Form 60.
  • Self attested address proof of all applicants
  • Financial details documents: for salaried individuals
  • Copy of current appointment letter OR Copy of salary certificate clearly mentioning the date of joining, current salary earned and designation held in the company.
  • Copy of previous appointment letters.
  • Last 3 months salary slip for fixed salary and last 4 months for variable salary.
  • Last 6 months bank statements clearly mentioning salary credits in the account.
  • Financial details documents: for self employed individuals
  • Incorporation of business
  • Income Proof
  • Partnership deed (incase of a partnership firm)
  • MOA & AOA of the company (incase of a private ltd. company)
  • Last 6 months bank statements in the company's name
  • Last 6 months bank statements in individual's name
  • Business profile and office address proof
  • NRI Personal Guarantor documents

    If you have opted for a NRI Personal Guarantor on your loan, arrange to send the following documents

  • Passport & visa copies of the NRI Guarantor
  • Current overseas address verification proof of the NRI Guarantor. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill)
  • Current income documents of guarantor

Benefits of NRI Home Loan

  • Attractive interest rates on a monthly reducing basis.
  • Choice from fixed and floating interest rates.
  • Part prepayment facility for zero fees.
  • Free personal accident insurance to the extent of loan outstanding.
  • Doorstep service in India till disbursement.