Apply for AXIS Bank Personal Loan Back

Tenure Range

2 to 5 Years

Processing Fee

Up to 2%

Interest Rate Range

10.99% to 19.8%

Rs.

AXIS Bank Personal Loan Interest Rate 2018

AXIS Bank Personal Loan Interest Rate 2018
Interest Rate10.99% to 19.8%
Processing Charges Up to 2%
Loan Tenure2 to 5 Years
Loan Amount2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs. 500 per cheque bounce + GST as applicable
Cheque / Instrument Swap ChargesRs.500 per instance + GST as applicable
Prepayment or Foreclosure ChargesNIL

Documents for AXIS Bank Personal Loans

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form
  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof
Individuals who can take a Personal LoanPost-sanction / pre-disbursement documentation
Salaried EmployeesLoan Agreement duly signed
Salaried doctorsStanding Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECSQualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer
Employees of Public and private limited companies
Public and private limited companies
Government sector employees including Public Sector Undertakings and central and local bodies
Minimum age of 21 years
Maximum age of 60 years at loan maturity
Minimum net monthly income – Rs. 15,000