Apply for Capital First Bank Personal Loan Back

Tenure Range

1 to 5 years

Processing Fee

Up to 1.5%

Interest Rate Range

12% to 18%

Rs.

Capital First Bank Personal Loan Interest Rate 2018

Capital First Bank Personal Loan Interest Rate 2018
Interest Rate12% to 18%
Processing ChargesUp to 1.5%
Loan Tenure1 to 5 years
Loan Amount2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs 400
Cheque / Instrument Swap ChargesRs 500
Prepayment or Foreclosure Charges5% of Principle loan outstanding

Documents for Capital First Bank Personal Loans

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form
  • Identity Proof - Passport / PAN card / Voter's Identity Card / Driving License / Identity Card with applicant's photograph issued by Government, Aadhar Card.
  • Address Proof - Passport / PAN card / Voter's Identity Card / Driving License / Latest Utility Bill (electricity, telephone, postpaid mobile phone, piped gas and water bill) / Property Tax Receipt / Bank or Post Office Savings Bank Account Statement / Letter of Allotment of Accommodation issued OR Leave and License agreements issued by Government to the employee
  • Signature Proof - Driving License / Passport / PAN Card / Bankers' Verification / Registered Sale Deed / Government Employee ID Card
Mandatory documentsFor Salaried EmployeesFor Self-employed Individuals
PAN card (mandatory)ID ProofID Proof
Latest residential address proof (not more than 2 months old) as per policy**Completed Application FormCompleted Application Form
One latest passport size photographAddress ProofAddress Proof
One security cheque (which should be favouring TCFSL, the full loan amount to be mentioned, no date to be entered).Income Proof: Last 2 months' payslip (only for funding under income schemes / high value cases > 1.50 lakhs)Income Proof: Last 2 years' ITR (only for income products)
Last 3 months' bank statement showing salary creditsLatest months' bank statement
Repayment should be from Proprietorship A/c or Savings A/c only
In case of repayment from Proprietorship A/c, Shops and Establishments Act License with Proprietor Name or verified ECS with proprietorship stamp is required.