Apply for Fullerton India Bank Personal Loan Back

Tenure Range

1 to 4 Years

Processing Fee

1.5% to 6.0%

Interest Rate Range

14% to 33%

Rs.

Fullerton India Bank Personal Loan Interest Rate 2018

Fullerton India Bank Personal Loan Interest Rate 2018
Interest Rate14% to 33%
Processing Charges1.5% to 6.0%
Loan Tenure1 to 4 Years
Loan Amount 2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs 30
Cheque / Instrument Swap ChargesRs 500
Prepayment or Foreclosure ChargesAllowed after 0 EMI's, 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil

Documents for Fullerton India Bank Personal Loan

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Proof of business existence
  • Bank Statements (Bank statement / Bank Passbook for last 6 months)
  • Profit and loss statement for last 3 years
  • Balance sheet for last 3 years
  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  • Processing fee cheque
Self EmployedSalaried
Application form with a recent photographApplication form with a recent photograph
Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
Age proof (PAN Card, Passport, any other certificate from a statutory authority)Age proof (PAN Card, Passport, any other certificate from a statutory authority)
Proof of business existenceBank Statements (Bank statement / Bank Passbook for last 6 months) OR Last 3 months salary slip
Bank Statements (Bank statement / Bank Passbook for last 6 months)
Profit and loss statement for last 3 yearsForm 16
Balance sheet for last 3 yearsIncome Tax Returns for last 3 years
Income Tax Returns for last 3 years (for self and business) duly certified by a CAProcessing fee cheque
Processing fee cheque