Apply for HDBFS Bank Personal Loan Back

Tenure Range

1 to 5 years

Processing Fee

Up to 2%

Interest Rate Range

12.99% to 16.99%

Rs.

HDBFS Bank Personal Loan Interest Rate 2018

HDBFS Bank Personal Loan Interest Rate 2018
Interest Rate12.99% to 16.99%
Processing ChargesUp to 2%
Loan Tenure1 to 5 years
Loan Amount2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs 750
Cheque / Instrument Swap ChargesRs 750
Prepayment or Foreclosure Charges4% (on Fixed Interest Rate)
4% (on Floating Interest Rate)
NIL (Individual Borrowers)

Documents for HDBFS Bank Personal Loan

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Proof of business existence
  • Bank Statements (Bank statement / Bank Passbook for last 6 months)
  • Profit and loss statement for last 3 years
  • Balance sheet for last 3 years
  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  • Processing fee cheque
Salaried Individuals Self-employed (Professionals)Self-employed (Individuals)Self-employed (Pvt Cos and Partnership Firms)
Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration CardProof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration CardProof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration CardProof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card / Photo Ration Card
Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / PassportAddress Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / PassportAddress Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / PassportAddress Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birthDate of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birthDate of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birthDate of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbookBank Statements: Latest 3 months bank statements / 6 months’ bank passbookBank Statements: Latest 3 Months bank statements / 6 months’ bank passbookBank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CALatest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CALatest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
Proof of continuation: Trade license /Establishment /Sales Tax certificateProof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration
Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)