Apply for HDFC Bank Personal Loan Back

Tenure Range

1 to 5 years

Processing Fee

Up to 2%

Interest Rate Range

10.99% to 19.8%


HDFC Bank Personal Loan Interest Rate 2018

HDFC Bank Personal Loan Interest Rate 2018
Interest Rate10.99% to 19.8%
Processing ChargesUp to 2%
Loan Tenure1 to 5 years
Loan Amount2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs. 550/- per cheque bounce
Cheque / Instrument Swap ChargesRs 500
Prepayment or Foreclosure ChargesSalaried - 13-24 Months - 4% of Principal Outstanding,
25-36 Months - 3% of Principal Outstanding
>36 Months - 2% of Principal Outstanding

Documents for HDFC Bank Personal Loan

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  • Bank statement of previous 3 months (Passbook of previous 6 months
  • Latest salary slip/current dated salary certificate with the latest Form 16