Apply for Incred Finance Bank Personal Loan Back

Tenure Range

2 to 5 Years

Processing Fee

2%

Interest Rate Range

16% onwards

Rs.

Incred Finance Bank Personal Loan Interest Rate 2018

Incred Finance Bank Personal Loan Interest Rate 2018
Interest Rate16% onwards
Processing Charges2%
Loan Tenure2 to 5 Years
Loan Amount2 Lakhs to 20 Lakhs
Cheque Bounce Charges-
Cheque / Instrument Swap Charges-
Prepayment or Foreclosure Charges-

Documents for Incred Finance Bank Personal Loan

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
Salaried professionalsSelf-Employed professionals
Proof of Identity:- Passport / driving license / voters ID / PAN card /Aadhaar CardProof of Identity:- Passport / driving license / voters ID / PAN card /Aadhaar Card
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).Income proof (audited financials for the last two years).
Proof if Income : Latest 3 months Bank Statement (where salary/income is credited) and latest Form 16, Salary slips for last 3 monthsBusiness / Current Account Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Latest 2 years ITR along with computation of income, B/S, P&L a/c with all schedules certified by a CA
Business continuity proof: Trade license / establishment/sales tax certificate