Apply for Tata Capital Bank Personal Loan Back

Tenure Range

1 to 6 Years

Processing Fee

Up to 2%

Interest Rate Range

11.49% to 21.00%

Rs.

Tata Capital Bank Personal Loan Interest Rate 2018

Tata Capital Bank Personal Loan Interest Rate 2018
Interest Rate11.49% to 21.00%
Processing ChargesUp to 2%
Loan Tenure1 to 6 Years
Loan Amount 2 Lakhs to 20 Lakhs
Cheque Bounce ChargesRs 450
Cheque / Instrument Swap ChargesRs 600
Prepayment or Foreclosure Charges4.5% of the principle outstanding at the time of foreclosure + ST

Documents for Tata Capital Bank Personal Loan

Following documents are required for loan approval -

Know your customer (KYC) formalities:

  • Application form with a recent photograph
  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)
Salaried individualsSelf-employed individualsBusiness people
Voters ID /Passport/Driving License, etcVoters ID /Passport/Driving License, etcVoters ID /Passport/Driving License, etc
Ration Card/Electricity Bill/ Passport, etcRation Card/Electricity Bill/ Passport, etcRation Card/Electricity Bill/ Passport, etc
Bank Statement for the last 3 monthsBanks Statement for the last 6 monthsBanks Statement for the last 6 months
2-year Employment continuity documentProof of highest professional degreeProof of Continuation: Trade License/Sales Tax Certificate/Establishment. Certified copy of Partnership Deed, Memorandum of Association(MOA), Article of Association(AOA) and Board Resolution
Salary slips for last 3 monthsLatest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit & Loss(P&L) for the last 2 years certified by a CA.Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit & Loss(P&L) for the last 2 years certified by a CA.